Invoice factoring is a robust cash flow funding solution that allows businesses to convert outstanding invoices into immediate cash. Instead of waiting 30, 60, or even 90 days for customer payments, you can access up to 90% of the invoice value upfront through a trusted invoice finance partner. This approach ensures steady cash flow, enabling you to meet operational expenses, invest in growth, and maintain financial stability. As one of the UK’s experienced invoice factoring companies, at Peak Cashflow, we offer tailored credit control solutions that support your growth and stability. Ideal for SMEs, invoice factoring puts you back in control of your finances with the flexibility and speed today’s market demands.
Deliver Goods or Services – Continue your business operations as usual, providing goods or services to your customers.
Raise Invoices – Issue invoices to your customers for the delivered goods or services.
Advance Payment – Peak Cashflow advances up to 90% of the invoice value, providing you with immediate funds.
Credit Control Support – Our experienced credit control team manages the collection process, ensuring timely payments while maintaining your customer relationships.
Final Settlement – Once your customer pays the invoice, we release the remaining balance to you, minus our agreed-upon fee.
Immediate Cash Flow – Access funds tied up in unpaid invoices to cover expenses like payroll, inventory, and other operational costs.
Professional Credit Control -Our dedicated team handles collections, allowing you to focus on running your business without the hassle of chasing payments.
Flexible Funding – As your business grows, our funding solutions scale with you, ensuring you always have the necessary capital.
No Additional Debt –Unlike traditional loans, factoring doesn’t add liabilities to your balance sheet, preserving your credit standing.
Expert Support – With over 18 years of experience, our team provides personalised support tailored to your business needs.
At Peak Cashflow, we’re proud to be an independent provider, free from the restrictions of bank ownership. In fact, we’re now employee-owned through an Employee Ownership Trust (EOT), which means our team has a direct stake in the continued success of our clients. This unique structure strengthens our commitment to delivering exceptional service and long-term value. Our client-centric approach is built on lasting relationships. We take the time to understand your business, its challenges, and its ambitions, so we can offer financial solutions that truly support your goals.
Transparency is at the heart of everything we do – from our processes to our pricing, we communicate clearly, so you always know exactly what to expect.
Frequently Asked Questions
on Invoice Factoring
Invoice factoring is a cash flow finance solution that provides an advance on your unpaid invoices and also manages your credit control and collections. Unlike invoice discounting, factoring providers collect payments directly from your customers.
Yes, invoice factoring is particularly beneficial for growing SMEs who want to outsource credit control and improve cash flow without increasing internal resources.
Factoring includes professional credit control services, helping to improve collections, reduce late payments, and strengthen overall debt control management.
Get Started Today
Ready to enhance your cash flow and focus on growing your business? Contact us for a free 45-minute consultation and discover how our factoring services can benefit you.
For a personalised discussion about how invoice factoring or invoice discounting can support your business
Call 0121 236 7575
or email us on info@peakcashflow.co.uk
