History

& Company
Ethos

Who are we?

Peak Cashflow was established in 2007 by Jim Small and Peter Stanton. We have grown steadily since this time and have established ourselves as a leading provider of invoice finance.

Importantly, we are fully independent, meaning we are not owned or operated by any major bank or financial institution. We have the financial backing of a major multinational funder to ensure that Peak can always provide stable and consistent funding to your business, whatever challenges you are presented with. Because we are independent we are able to offer innovative funding structures with transparent pricing and the highest levels of service for clients with borrowing requirements upto £1m.

We operate from offices in Macclesfield and Birmingham, and have clients across all parts of the UK.

The business started with only Pete and Jim, who have between them 50 years experience within the sector. Both worked in main stream banking before entering into the mid tier invoice finance market. Their vision has always been that they could provide a higher level of service at fairer prices for the SME market and thus Peak was created from scratch. Pete and Jim are still full time active directors within the business, ensuring clients are well looked after.

The team has grown but has never lost the ethos of the founders. We believe that every business should have direct access to a senior decision maker within their funding partners, no matter how small or large their turnover is. Our team are experienced and dedicated, ensuring we are able to deliver whatever service you require from us.

New beginnings

Through the introduction of an Employee Ownership Trust (EOT), our dedicated team is now part-owners in the business. This unique structure makes Peak the only invoice finance provider owned in this manner, reinforcing our commitment to providing unparalleled service and fostering a team genuinely invested in our client’s success. Jim and Peter retain 20% ownership, ensuring continuity, hands-on leadership, and a “business-as-usual” approach as we evolve.

What this means for you

We are fully independent and not tied to any major banks or financial institutions. Instead, we are backed by a major multinational funder, enabling us to provide stable, innovative funding solutions with transparent pricing and the highest levels of service for businesses with borrowing requirements up to £1m. From our offices in Macclesfield and Birmingham, we serve clients across the UK, maintaining our founders’ ethos of direct access to senior decision-makers for all our clients.

At Peak Cashflow, we’re proud to offer a truly independent and team-driven approach to invoice financing, ensuring your business always has a funding partner you can rely on.